Nothing gets a party going like a great discussion about final expenses. Am I right? Ha! Hardly! But that doesn’t mean it isn’t important.

Reasons to Get Final Expense Coverage

So, what are the main reasons to secure final expense coverage for yourself and your spouse?

1. Ten out of ten people die!

It isn’t if it’s when. So, if you don’t plan for your final expenses who will get tapped to pay for things? Your spouse? Your children? Strangers?

2. Because if you don’t take care of it now, you’re family will have to take care of it later.

If you are wealthy or just well-off and money is no object, then I get it. You don’t need coverage. (In that case I am not sure why you are reading this in the first place.) But if you are under-insured or not insured at all, $8,000-$12,000 can sink a family financially at a time when grieving is all your loved ones should have to focus on.

3. Because whatever coverage you have now–if you have any–should be to replace wages that will be lost when something happens to you.

You might say, “I have life insurance. Isn’t this what that is for?” Maybe, but not really. First of all, the money may not be paid out that quickly. Second, that money should be reserved for wage replacement and to give your family time to recover.

4. Because it is affordable.

Of course, your insurance premiums depend upon a number of factors. Most people can get really great coverage and almost anybody can get some coverage! But here is another reason why you can afford final expense coverage: You are already spending the money on less important, non-essential things. I’m talking about the money we waste.

Let’s face it, we all waste money. I’m suspicious when someone says they don’t. Most of us do. How much money could be freed up if we decided to spend intentionally?

5. Because You’re Not Getting Any Younger

It would be great if everyone was thoughtful and purchased Final Coverage when they could get the best rates which would be when we are on the younger side. But, what matters is that we do it! So, do it now because whatever age you are it won’t get cheaper for you.

If you would like to have a no pressure conversation about final expenses just click here!